by Hope
There have been numerous writers right here on BAD who’ve utilized a No Spend Month to make progress of their debt payoff journey. Listed below are just some of them:
Dad and mom Coming to Go to and No Spend Problem
Doing it once more – No Spend September
How the “No Spend Problem” Can Assist You Get out of Debt
Making ready for a No Spend Month
I’ve determined to attempt for two months of no spending. In fact, I had determined to do this after which my warmth went out. However I do plan to maneuver ahead.
Ready for No Spend
I ready for this by reviewing my pantry to see if I’ve the meals to final. (And my dad despatched me a bundle from Omaha Steaks as a Christmas reward.)
Reviewed occasions and wishes to verify there was nothing out of the odd on the horizon.
And dedicated to NOT SPENDING for the following two months.
Setting Myself Up for Success
I consider that beginning the yr with this mindset accompanied by beginning my new half time job are setting myself up for achievement on the monetary entrance. Between my now 3 half time jobs + any further undertaking work I can decide up, I needs to be fairly busy. Hopefully.
I’m going to take a BAD commenter’s recommendation and do a weekly put up about all spending which needs to be all payments. This may assist maintain me accountable.
One Setback
Along with the warmth debacle, I’m dealing with, there was one further setback. The undertaking I used to be to finish this over the brand new yr vacation was placed on maintain…once more! So the fee, a big fee I anticipated to obtain round mid-month has been delayed once more. (This has been a relentless situation with this shopper/undertaking that was initially contracted in August, 2023.) The timetable is as soon as once more up within the air. Which suggests, that the payments I anticipated masking simply for the following month-ish could also be more difficult than I deliberate. Nevertheless, there may be one other iron within the hearth for extra work that I’m fairly hopeful about. I’ll hold you posted.
Hope is a digital advertising supervisor and foster/adoptive single mother to 5 children. She has run her personal consulting firm for over 15 years and took a leap of religion returning to the company world in 2021 to a job and crew she loves! Hope started sharing her journey with the BAD group within the Spring of 2015 and appears like she has lastly mastered the stability between household first and smart monetary choices.
