Finest loyalty playing cards and rewards apps within the UK

There are a great deal of loyalty playing cards and schemes – from quick meals, magnificence, healthcare, supermarkets, pet shops, and furnishings shops.

Most come within the type of apps you’ll be able to preserve in your cellphone, which definitely saves carrying round so many!

However what are among the finest loyalty schemes on the market? And how will you benefit from them?

Let’s check out this bumper record of over 50 UK loyalty playing cards.

What’s the level of a loyalty card?

Retailers hope loyalty programmes will preserve prospects procuring with them reasonably than rivals. By providing rewards and reductions for repeat enterprise, akin to money-off and BOGOF offers, you’re extra doubtless and tempted to return and proceed spending cash. 

However huge manufacturers and retailers don’t simply need your repeat enterprise – they need knowledge on buyer procuring and spending habits. This manner, they’ll plan and develop merchandise, supply tailor-made promotions to their prospects and even adapt retailer layouts. In return, savvy consumers are rewarded with cash off coupons and reductions.

Are they price it? That is debatable – most likely solely price it in case you are shopping for explicit items within the first place. Should you begin shopping for merchandise simply because they’re on a particular supply, you is perhaps spending extra of your hard-earned cash than you deliberate.

Methods to get probably the most out of your loyalty schemes

Savvy consumers know the most effective methods to spice up their rewards and pave the way in which to economize.

Get probably the most out of reward playing cards

Earn bonus factors

Look out for double bonus affords and promotions to maximise your factors. You may get your loyalty playing cards to work more durable and maximise the factors you earn. Use the shop’s app, web site or social media to test when there’s a potential to earn extra. 

Enhance your level values

Reap the benefits of the affords while you spend your loyalty rewards. They typically have a low return, however Tesco Clubcard is among the finest by way of general worth. With their Reward Companions, you’ll be able to flip 50p price of Tesco vouchers into £1.50 to spend on a takeaway pizza.

Analysis level affords

It’s price wanting round for particular affords and planning to make use of your rewards for days out or Christmas procuring.

Finest loyalty playing cards

There’s something for everybody from IKEA to Costa, M&S to Iceland. We present you ways finest to spend your factors to get probably the most out of your freebies.

Grocery store loyalty playing cards

Asda Rewards

The Asda Rewards App is a comparatively new child on the block! 

You might be set “missions” and earn cashback while you purchase the merchandise or ranges instructed within the app. When you hit the goal, you’ll be given a money bonus. 

You may then alternate your “money pot” for Asda vouchers to spend in retailer.

It’s a must to bear in mind to scan your barcode when testing, as there is no such thing as a manner for the customer support workforce so as to add your factors to your account afterwards.

That is an app solely loyalty scheme – no bodily card is given.

You additionally get a reduction in your store when you hyperlink your Blue Mild Card.

Iceland Bonus Card

The Iceland Bonus Card provides you £1 again for every £20 you save to the cardboard – you should utilize the bonus instantly or preserve saving it up. You may get £109 again in a 12 months, plus reductions on procuring too.

The scheme affords:

• Unique product reductions
• 1,000s of probabilities to win nice prizes
• Free dwelling supply in retailer or on-line
• Get a present to your birthday
• 10% off on Tuesdays in retailer for folks aged over 60s

Tesco Clubcard

Tesco Clubcard is the preferred loyalty playing cards, with round 20 million folks having signed up, and about 80% of Tesco transactions have a Clubcard scanned at checkout.

The grocery store tailors reductions to you in your procuring habits via the app and affords coupons, giving Clubcard-only worth reductions on merchandise with Clubcard Costs.

You’ll earn 1 level for each £1 you spend in Tesco, with every level price a penny. Your factors shall be awarded as a voucher while you get to 250 factors. You should use your vouchers to pay to your procuring.

Tesco has partnered up with a number of firms, who will (as much as) double the worth of your factors on every little thing from procuring to holidays and days out. Clubcard holders additionally obtain reductions on sure grocery gadgets.

You additionally get a complete host of different advantages, together with bonus factors on insurance coverage, Tesco Cell, F&F Clothes and extra.

Tesco Clubcard vouchers have an expiry date, so make sure to use them earlier than they expire. You may monitor them within the Clubcard app.

Nectar Card

The Nectar Card first appeared in Sainsbury’s. When Sainsbury’s purchased Argos, it additionally means you’ll be able to accumulate factors via them. You may also hyperlink your account to eBay and accumulate and spend factors with the web public sale website.

Sainsbury’s and Argos spends earn you 1 level for each £1 you spend. Sainsbury’s is price 0.5p. 

You don’t want to attend for vouchers within the put up and might spend them straight out of your Nectar card or app.

Should you don’t need to spend them in retailer for face worth, you enhance their worth with Nectar Companions.

There isn’t any expiry date on Nectar factors, so that you don’t want to fret about cashing them out.

Use our Nectar factors calculator to see how a lot your factors are price. 

myWaitrose

You don’t earn any factors with the myWaitrose loyalty program. As an alternative, the account affords you month-to-month unique reductions and cash off your store. 

Additionally, you will be entitled to the next:

• Free self-service scorching drink after procuring (you need to have your individual cup)
• 20% off chosen meat from the counter in retailer each Saturday
• 20% off chosen fish from the counter in retailer each Friday
• Free Waitrose magazines
• 5% off laundry and dry cleansing at Johnsons the Cleaners

Morrisons Extra

Morrisons Extra loyalty app (beforehand often called Match & Extra, then MyMorrisons, now Morrisons Extra) offers reductions, vouchers again after you’ve collected sufficient factors, and personalised affords based mostly in your spending historical past.

It’s good to activate the affords earlier than you get to the checkout.

The cardboard additionally affords member-only worth reductions.

Lidl Plus

Lidl Plus is an app-only loyalty card getting you cash off and reductions in your meals store. 

You construct up factors in your procuring every month for cash off bigger low cost vouchers.

The rewards have lately modified so that you simply obtain a free bakery product after which a free cleansing product while you spend a specific amount. Every week there are 4 totally different coupons for varied merchandise. You get reductions akin to 20% off bakery merchandise or different gadgets and even £5 off a £40 store coupon.

While you scan your card on the checkout, you get a “scratch card” with the prospect to get a voucher for as much as £20 off your subsequent procuring journey.

Co-op Membership

This loyalty app is simple to make use of, though does value £1 to enroll. Nevertheless, you’ll quickly begin seeing your a refund after making the most of money-off vouchers to make use of in retailer, akin to 25p off eggs or 50p off recent greens.

Every week you’ll be given some unique affords to make use of.

You used to get 2p again for each £1 you spent, however this was eliminated in 2024. As an alternative, they provide member-only reductions.

Finest gasoline loyalty playing cards and apps

You should use particular loyalty schemes for petrol stations or your grocery store playing cards when filling up your motor at Tesco or Sainsbury’s. These schemes can assist to get cash off gasoline.

Though loyalty factors are nice, you’ll want to steadiness the reward with the general value. Check out the place you’ll be able to discover the most affordable gasoline.

Texaco Star Rewards

At Texaco, you save 1p for each litre of gasoline you replenish.

While you attain 500 factors, you’ll be able to redeem a £5 voucher or present card.

You may get present playing cards with Love2Shop, Argos, M&S or John Lewis, or you should utilize them to get free gasoline from Texaco.

You get double factors in your first three fill-ups when utilizing the Star Rewards app.

BPme Rewards

Should you’re going to be getting gasoline anyway, you might as nicely get factors.

You accumulate factors on every go to with the loyalty card on the BPme Rewards app. That is for spending on gasoline or within the store.

You should use your factors to spice up your Avios steadiness, or use them at BP on a spread of presents.

You get £2.50 while you signal as much as get began. 

You used to have the choice to gather Nectar factors at BPme, however that was stopped in 2018 once they launched their very own loyalty scheme.

Shell Go+

The Shell loyalty scheme provides you rewards every time you go to.

While you spend £10 or extra on gasoline or £2 or extra within the store, it’s logged as a “go to”.

In your tenth go to, you’re going to get cash off gasoline.

As an ongoing profit, you additionally get 10% off on-the-go meals ranges and 10% off scorching drinks.

Esso

Esso doesn’t have its personal loyalty scheme however permits you to accumulate factors utilizing your Nectar card. You may pay out of your car and accumulate Nectar factors with the Esso app.

Every litre of gasoline rewards you with 1 Nectar level, and when procuring of their service station or utilizing their automobile wash, you will get two Nectar factors for every £1 spent.

While you’ve saved up sufficient Nectar factors, you’ll be able to swap 300 factors for 5p off a litre.

Well being and wonder

Boots Benefit Card

The Boots Benefit Card is the UK’s third hottest loyalty card. For every £1 you spend at Boots, you earn 4 factors, the identical as 4p to redeem again in retailer or on-line.

It is among the finest loyalty schemes and is well-liked with college students (who can get 10% off with this card) and new mums. Boots has a Parenting Membership, the place you’ll be able to accumulate double factors, and there’s a free Boots journal each month for members.

It’s good to use your card at the very least annually, or you’ll lose your factors.

Superdrug Well being Magnificence card

The Superdrug Well being & Magnificence card earns you 1 level for each £1 you spend. 

While you attain 100 factors, you’ll be able to swap them for £1, which is successfully 1% again in your purchases.

Should you spend over £10, you get free customary supply. As a part of their rewards providing, you additionally get particular reductions every Thursday, member-only costs and a birthday freebie annually. Consumers can use the cardboard in retailer or on-line.

The Physique Store – Love Your Physique Membership

You’ll earn 10 factors for each £1 you spend at The Physique Store. While you’ve saved 500 factors, you’ll be able to swap them for merchandise price £5, which is round 10% again in your first spend.

You can be despatched £5 price of factors in your birthday to spend on-line or on this well being and wonder retailer.

Remember that The Physique Store UK is presently in Administration and shops are closing, so it could be that this loyalty scheme stops in some unspecified time in the future within the close to future.

Holland & Barrett Rewards For Life

With Holland & Barrett, you’ll accumulate 4 factors for each £1 you spend. Every level is price 1p, which means you earn 4% out of your procuring.

You may obtain unique affords all year long that will help you get monetary savings.

Quick meals and treats

McDonald’s

The McDonald’s App permits you to construct factors every time you scan your QR code at checkout or while you order via the app. As you construct up factors, you’re supplied free meals.

Being an app consumer, it’s also possible to get entry to low cost meals promotions and accumulate stamps for a free scorching drink.

Greggs Rewards

With the Greggs app, you earn rewards every time you purchase breakfast, pastries, candy treats, drinks, sandwiches and bakes.

You might be supplied meals without cost while you accumulate 9 stamps in a class. 

Are you signing up for the primary time? There may be additionally free Greggs meals up for grabs!

KFC Rewards Arcade

With the Rewards Arcade app from KFC, you’ll be able to win free meals.

They provide away 1000’s of free meals every day. To get an invitation to play their recreation to win, you’ll want to spend £3 (5€ in ROI).

For KFC deliveries (not Uber and so on), you’ll want to spend a minimal of £7.

Burger King App

Once more, no loyalty factors, however you’ll obtain reductions on sure menu gadgets.

You may get good offers on meals and particular affords. 

Subcard from Subway

The Subway reward card earns you factors in your buy to spend on meals.

The quantity of factors you earn on the app relies on whether or not you might have registered for an account or are simply utilizing it. As a registered consumer, you get 1 level for each 10p spent (1 level for each 15 cents ROI).

You get double factors for the primary 28 days as a newly registered account holder. 

YO! rewards

For sushi lovers, every time you eat in, click on and accumulate or get takeout, you’ll be able to earn reward factors at YO!

Each 50 factors earn you a £5 off voucher to make use of in your subsequent go to. You may solely use one £5 voucher per order (so maybe order mains and puddings individually).

Krispy Kreme Rewards

These doughnuts are scrumptious however fairly expensive. However you’ll be able to earn 10 factors for each £1 you spend – when you earn 100 factors, you’ll obtain a free doughnut. Additionally they supply freebies to your birthday.

You may solely use the reward scheme in Krispy Kreme shops and never in supermarkets with concessions.

Cafe and low store loyalty playing cards

Starbucks

For each £1 you spend at Starbucks, you accumulate three stars.

While you’ve managed to save lots of up 150 stars, you’ll be able to redeem them for a free drink. 

After getting 450 stars, you’ll turn out to be a Gold member and be supplied extras akin to whipped cream or further espresso photographs. You’ll be spending round £50 earlier than you get your free drink.

You additionally get a free drink as a Gold Member in your birthday.

Caffè Nero loyalty card

With Cafe Nero, you accumulate stamps while you order a barista-made drink and sure meals throughout promotions. You get a freebie from the menu while you attain 9 stamps in a class.

Bear in mind, it’s also possible to get 25% off barista-made drinks with Meerkat Meals (which might value simply £1 for a complete 12 months).

Check out different Caffe Nero affords.

Pret A Manger – PretPerks

PretPerks permits you to earn stars on each store. When you’ve collected ten stars within the app, you’re given a perk, together with freebies from a variety on supply.

There are additionally bonus stars and perks are sure instances of the 12 months.

Should you join the Espresso Subscription, you get further stars every time you renew and with something you drink. Hold a glance out on social media for particular promotions and reductions on their subscriptions.

Costa Membership

With the Costa Espresso Membership, you’ll obtain 5 factors for each £1 you spend. Not the most effective scheme round as you will have to spend £20 to earn £1 in credit score. You may’t use your loyalty app together with some other reductions.

After getting collected your eight beans and acquired your self a free drink, you’ll want to use this inside six months.

Restaurant loyalty playing cards

It’s price signing up for restaurant loyalty playing cards for reductions and particular affords.

Nando’s Card

While you spend over £7, you’ll earn a Chilli Level. This may be with a spend on the until or when you order through the app at your desk.

You may also redeem rewards on-line when you’ve positioned an order on Click on and Acquire or Supply.

While you’ve collected three Chillis, you will get free meals the subsequent time you order. The extra Chillis you might have, the higher the meals turns into: 3 chillis is inexperienced tier and will get you 1/4 hen or any starter; 6 chillis is orange tier and nabs you a free 1/2 hen or any single burger, pita or wrap; and 20 chillis is crimson tier which sees you get a free entire hen, single combo meal or salad.

Factors expire after a 12 months.

Toby Carvery app

You may acquire entry to cash off vouchers and reductions via having the app in your cellphone, together with 25% off most important meals in the course of the week.

You may also guide a desk via the app, which is useful.

Beefeater Reward Membership

Join unique reductions, get a free bottle of prosecco in your birthday and rather more.

Use your app to gather factors when consuming in at Beefeater, and also you’ll earn 5 factors for each £1 you spend. While you attain 500 factors, you’ll be able to put them in direction of reductions to your meals.

Journey and holidays

Avios Air Miles

Store usually on their e-store and acquire factors to place in direction of a vacation. Think about incomes free flights or holidays via procuring on-line.

Utilizing the AirMiles loyalty scheme, you’ll be able to earn a mile per £2 spent.

You earn factors when reserving flights, automobile rent or lodges and procuring at explicit retailers, together with Apple and John Lewis.

Hilton Honors

Hilton Honors Membership permits you to progress via tiers to get higher perks the subsequent time you keep.

As a member, you additionally get entry to preferential charges to your upcoming keep.

Vogue and retail

SHEIN loyalty program

There are a number of methods to earn loyalty factors with SHEIN – it’s not nearly spending cash.

You earn Shein factors for every £1 you spend however earn extra while you merely affirm your registration, depart a assessment, or test in day by day on the app.

Each 100 factors provides you £1 to spend on the positioning, and the factors can take off as much as 70% of the merchandise you buy.

Factors expire, and also you often have as much as three months to make use of them.

Ikea Household

Ikea Household is free to affix and affords a number of freebies, together with a free scorching drink of their cafe in the course of the week.

You’ll even have entry to workshops, occasions, member reductions on merchandise and harm insurance coverage on the transit of your items. 

H&M Membership

You accumulate 1 level each time you spend £1 in retailer or on-line, and additional factors while you deliver your individual bag in retailer. 

After you accumulate 300 factors, you turn out to be a Plus Member and get particular cash off coupons.

Membership consists of 10% off one buy while you be part of, invitations to particular occasions, pre-sale entry, free click on and accumulate and particular member costs.

The Works

While you accumulate 50 factors at The Works, you will get a voucher to redeem in your spend.

Nevertheless, The Works has determined to finish its loyalty scheme, and you may now not accumulate factors after Saturday 30 Match 2024.

In case you have any vouchers, you’ll be able to redeem them till 29 June 2024.

TK Maxx / Homesense Treasure

TK Maxx and Homesense share a loyalty scheme.

You accumulate a “key” while you store and might accumulate a most of three day by day throughout each shops.

While you accumulate 5 Keys, you’ll be able to choose a reward, together with a personal chef expertise, a Ugandan woven platter or eco-friendly bamboo straws. 

Matalan Rewards

Matalan Me permits you entry to unique reductions reasonably than amassing factors.

You get rewards for procuring however can use them to get cash off one other time. You get the prospect to buy the sale first, get a birthday deal with (a reduction code) and have the prospect to win your basket.

M&Co Loyalty and Rewards Scheme

With the M&Co loyalty scheme, you accumulate factors while you store. 

For every £1 you spend on-line or via the app, you’ll accumulate 5 factors.

While you get to 500 factors, you get a £5 voucher to redeem. 

You additionally get different advantages, akin to unique reductions and companion affords. 

You may get 15% off for becoming a member of, obtain invitations to occasions and obtain unique reductions. 

Pets at dwelling – VIP

VIP at Pets at Dwelling stands for Very Essential Pet.

While you be part of their loyalty scheme, you get 10% off on-line, then 10% off in retailer.

They ship you tailor-made affords and financial savings by electronic mail.

Plus, every time your card is scanned, you increase Lifelines for an animal charity of your selection.

John Lewis

Get rewarded with a free scorching drink and a cake while you be part of the free loyalty program at John Lewis.

You’ll additionally acquire insider suggestions, information, product previews, and invites to native occasions.

Monsoon Rewards

You earn 1 level for each £1 you spend. 

While you’ve saved 100 factors, you’ll earn sufficient for a £10/€10 voucher. The vouchers are issued month-to-month and are legitimate for 12 months to make use of on-line or in retailer at Monsoon. 

With Monsoon Rewards, you’ll be able to profit from 15% off your first buy, double level occasions, and unique rewards all year long.

Decorate Deal with Your self

The Decorate Deal with Your self scheme earns you 2 factors for each £1/€1 you spend.

For each 100 factors, you get a £5/€5 voucher to your account.

You additionally get free subsequent day supply as a loyalty member. 

Paperchase Deal with Me

The extra you spend, the extra treats you’ll get with Paperchase – there are not any factors to gather.

You get a £5 credit score for each £50 you spend and 15% off your first buy.

There are further perks out there over payday weekends and in your birthday.

Waterstones Plus

With Waterstones Plus, you earn and redeem as you store on-line, in retailer or their cafes.

You get a stamp for each £10 you spend, and ten stamps provides you £10 to buy with.

Plus, you get entry to secret gross sales, seasonable affords and treats in your anniversary 12 months of opening the rewards account. 

There’s a Plus rewards card particularly for college kids the place they’ll get a further 5% off each buy.

Smiggle VIP

A large hit amongst youngsters, this store is absolutely well-liked with children.

Stationery and presents can be found, together with luggage, cups, photograph frames and pencil circumstances.

You get a card and accumulate stamps after you’ve shopped. 

While you replenish the cardboard with stamps, you get a free VIP present.

As a welcome reward, you get 20% off your first buy, plus a particular deal with in your birthday.

City Outfitters Rewards

With UO Rewards, you earn £5 for each 100 factors you accumulate. You may accumulate factors for procuring, leaving evaluations, coming into giveaways, procuring with your individual bag, signing up for his or her emails and extra.

Extra factors strikes you up membership ranges, the place you get further perks and affords for reductions.

You additionally get a ten% voucher off your first store after you be part of. 

Dobbies Membership

You accumulate rewards with the Dobbies loyalty card for the green-fingered amongst us.

While you make a purchase order, you accumulate two pints for each £1 you spend. You may then use these factors and cash off vouchers throughout future retailers.

You additionally get two free scorching drinks a month, plus the continuing good thing about 10% off crops, bulbs and seeds all 12 months spherical.

Not like different loyalty isn’t, the Dobbies Membership isn’t free. It’s good to pay £12 to affix the membership yearly. As a one-off, it’s not price it, however for the sake of two free drinks a month, plus the continuing cash off seeds, in case you are a eager gardener, you’ll make your a refund.

Cellphone loyalty schemes

02 Precedence Moments

As an 02 buyer, whether or not pay as you go or contract, you get entry to freebies and affords on the o2 Precedence Moments app.

Three+

As a Three buyer, you should utilize the Three+ app to get reductions and financial savings on a few of your favorite locations.

You additionally get entry to pre-sale tickets for festivals.

Vodafone VeryMe

For pay as you go and contract prospects, Vodafone customers can get rewards and a free deal with each Friday. You additionally get a free membership with the Gourmand Society.

DIY retailer loyalty playing cards

B&Q Membership

Personally, I’ve not seen an enormous profit from utilizing the B&Q Membership.

The primary useful factor is that you simply get a voucher for £5 off a £30+ spend. This voucher takes two days or so to achieve you, so plan to enroll earlier than heading to the shop.

Everytime you store, you scan your card, however you don’t get any factors. As an alternative, you randomly get an electronic mail with a money-off voucher – useful when you plan to buy anyway…

Wickes Commerce Professional Low cost

It’s good to present proof that you simply work within the commerce to enroll in this loyalty card.

Should you can, you’re going to get a ten% low cost every time you store on-line or in retailer.

Is it price having a loyalty card?

It relies upon if you’re going to purchase one thing from that retailer within the first place. It might be cheaper to buy elsewhere than get a loyalty card bonus. Your loyalty card shouldn’t be the one purpose to buy in a single place, as you’ll doubtless not get the most effective general worth. 

It’s good to pay attention to retailers’ advertising methods to hook you into spending cash. A reduction is just price it when you spend that cash anyway.

FAQs