by Hope
I’m excited to share that excluding one bank card, I’m updated with all funds. It took some doing, however I’ve bought a plan for Christmas, thanks for all of the strategies. I’ll share it after the vacation simply in case my youngsters are monitoring right here.
So with out additional ado, right here is how my debt stands presently:
| Debt Description | October, 2023 Whole | Curiosity Price | Minimal Fee | Paid This Month | Present Whole |
|---|---|---|---|---|---|
| Private Mortgage #1 | $2,500 | 0% | 6 months to pay | $2,500 | |
| Private Mortgage #2 | $2,500 | 0% | 6 months to pay | $2,500 | |
| CC – AMEX | $894 | 29.24% | $93 | $100 | $916 |
| CC – Wander | $1,630 | 29.24% | $124 | $1,899 | |
| CC – USAA | $5,000 | 19.15% | $135 | $200 | $5,072 |
| CC – Amazon | $1,497 | 29.99% | $53 | $53 | $1,495 |
| CC – Sams | $1,106 | *29.99% | *$40 | $39 | |
| CC – Frontier | $3,857 | 29.99% | $338 | $170 | $3,788 |
| Automobile Mortgage | $19,581 | 12.69% | $500 | $563 | $17,922 |
| Scholar Loans | $22,121 | 2.875% | $306 | Deferred till Dec, 2023 | $22,186 |
| CC – Apple** | $500 | $500 | $421 | ||
| Whole | $61,186 | $61,868 |
Scholar Loans
My pupil mortgage funds have been slated to renew this month, however I’ve utilized for an revenue based mostly reimbursement schedule based mostly on my regular revenue and anticipate that can be accredited. Only a ready recreation for proper now.
Half Time Quick Meals Job
Whereas I’ve formally accepted the brand new half time job, it’s going to be a gradual begin. They’re determining how one can onboard me, and so forth. and so I don’t imagine I can be hitting the aim hours each week for at the least one other month-ish. However once more, only a ready recreation to see the way it performs out after which ramps up. Grateful to have it although.
Going ahead, I’ll seek advice from this job as my Coordinator job vs my Accounting job.
Half Time Contract Job
My contracted work ought to wrap up for essentially the most half by the primary or second week of January. That’s the work that may cowl payments via January. I’m hoping I will negotiate some on-going work, even when it’s just some hours every week. It has been a extremely enjoyable and difficult venture. I carried out a brand new POS system for his or her two areas – Commerce7, carried out and built-in a brand new stock and manufacturing software program with their manufacturing website – EKOS, and am presently finalizing their new web site that integrates each with Commerce 7 and VinoShipper. In doing all this, I wrote new SOPs, changed two different software program purposes that have been utilizing, bought to decide on and arrange all new {hardware}, and realized a complete lot about wine making.
Praying I can get extra initiatives like this as I’ve actually loved it. Know anybody who wants some assist with their tech stack?
Hope is a digital advertising and marketing supervisor and foster/adoptive single mother to 5 youngsters. She has run her personal consulting firm for over 15 years and took a leap of religion returning to the company world in 2021 to a job and workforce she loves! Hope started sharing her journey with the BAD group within the Spring of 2015 and appears like she has lastly mastered the stability between household first and smart monetary selections.
