SingSaver Now Ensures the Finest Offers on Credit score Playing cards and Insurance coverage

What if we now not needed to evaluate between comparability websites and blogs simply to get the perfect deal?

At any time when I apply for a brand new bank card or want to purchase insurance coverage on-line, I often take the time to buy round first for gives to verify I at all times get the perfect deal.

• Bank card purposes: money or freebie(s), or each.
• Insurance coverage buy: lowest premiums

As we all know, the banks and insurers do change their gives or quotes sometimes, which is why it could possibly be value the additional minutes looking out on-line to seek out the perfect deal (or lowest premiums) earlier than you apply or buy. The very best deal may typically come from the supplier themselves, or one in all their intermediaries corresponding to an affiliate companion or a comparability website.

More often than not, my search nearly at all times leads me again to SingSaver, which has been my go-to anyway since they first launched in 2015. Over time, I’ve managed to snag a few of their superior offers, together with $350 money and a free Apple iPad, and I’ve continued sharing this tip to my buddies who aren’t conscious of it.

However are they at all times the perfect? What if we may skip time spent evaluating and easily go to a single website the place we will be assured of the perfect offers?

Nicely, that’s what SingSaver needs you to do, which is why they’ve launched their Finest Deal Assure marketing campaign.

You learn that proper, SingSaver goes one step additional to assure Singapore residents that we’ll at all times discover the greatest deal on SingSaver.

Proper now, that is for any new bank card sign-up or insurance coverage buy (journey / automobile / home helper / house insurance coverage) that you just make on-line. And must you in some way handle to discover a higher supply or quote elsewhere, then SingSaver is promising to refund you with a minimum of double the value distinction (capped at S$300) in vouchers.

For instance, because of this should you’re capable of finding a greater supply that’s value S$120 greater than the deal you bought on SingSaver, then not solely will you get your current reward, however SingSaver may even provide you with S$300 of money vouchers (e.g. Seize vouchers) to make up for the distinction.

Shiok.

SingSaver Finest Deal Assure – How does it work?

SingSaver’s Finest Deal Assure guarantees you the perfect deal solely with SingSaver, and should you discover a higher supply elsewhere, merely submit a declare and be rewarded with double the distinction.

That is meant to present you a peace of thoughts that so long as you apply by way of SingSaver , you will be reassured that you just’re getting the perfect deal. And may that not be the case , SingSaver will assure that you just get that refunded anyway – one thing that no different supplier will give (you’ll simply need to reside with the remorse of getting utilized by way of the incorrect channel).

The marketing campaign runs from now till 30 November 2023 and covers bank cards from CIMB, HSBC, Maybank, OCBC and StanChart, along with chosen insurance coverage insurance policies.

The full listing of eligible merchandise will be discovered right here.

The marketing campaign mechanics are fairly easy:

1. Get the perfect deal once you join a brand new bank card or buy journey, automobile, home helper or house insurance coverage by way of SingSaver.
2. Should you discover a like-for-like supply or a value quote that beats SingSaver’s, you’ll get rewarded for as much as 2X the distinction. Notice: the supply or quote needs to be discovered inside 3 days, with the identical monetary supplier and for a similar product that you’ve utilized for.
3. Ship proof of the higher supply, alongside along with your proof of buy or software with SingSaver by way of this type right here.

SingSaver will assess your declare and supply a call inside 10 working days by way of e-mail. In case your declare is profitable, you’ll obtain Seize vouchers to make up for the distinction by a minimum of 2X, aimed to present you a whole peace of thoughts that you just’ll positively be getting the perfect deal on SingSaver it doesn’t matter what.

Notice that the Seize vouchers will solely be paid out inside 16 weeks after the marketing campaign ends on 30 November 2023. The rationale for the wait is as a result of SingSaver wants to find out your eligibility for the supply in query, which in flip relies on when the monetary establishment offers the report.

Should you fail to satisfy the precise eligibility standards to your rewards with the monetary establishment, you received’t be entitled to the Seize vouchers both. So for example, you’ll be able to’t put in a declare for a new-to-bank supply once you’re actually an current buyer; neither can you set in a declare for a free reward should you didn’t meet the minimal spend standards required.

The total Phrases and Circumstances for the Finest Deal Assure marketing campaign will be discovered right here.

The marketing campaign needs to be one for each SingSaver and Singapore residents normally, since this protects you all the effort from having to do your personal comparisons in an effort to discover the perfect deal on the market. Now you can have a peace of thoughts that you’ll at all times be getting the perfect take care of SingSaver, assured.

However as loyal readers would know, I’m at all times skeptical every time any model says they’re the “greatest”. What’s extra, you guys know I’m fairly expert in the case of comparisons, so I made a decision to place it to the take a look at and discover out!

Experiment 1: Bank card sign-up – PASS

I searched on-line for varied sign-up gives for the Customary Chartered Journey Credit score Card, and the perfect I discovered was by way of SingSaver, which is at present giving a S$140 money by way of PayNow upon card approval for brand new cardholders. In distinction, the financial institution’s personal web site and MoneySmart didn’t have any further perks past the financial institution’s welcome 45,000 miles promotion (S$3,000 min. spend with annual charge fee, inside first 2 months).

Experiment 2: Home helper insurance coverage – PASS

Since our helper’s work allow shall be due for renewal quickly, I made a decision to take a look at premiums for a 26-month plan for renewal helpers, and for the aim of this comparability, targeted on the most cost effective plan amongst every of the insurers’ choices.

Because it turned out, going direct to the insurer’s web site didn’t essentially get me a greater quote. The premiums have been the identical, aside from AIG the place my quote ended up being greater than once I went by way of SingSaver, however in return, I’d get a $50 grocery voucher and a free helper medical screening (which might solely be utilized at 4 clinics in Singapore).

Are the freebies well worth the $155 distinction? That’s debatable.

Going by way of SingSaver to get an extra S$25 (for MSIG) or S$70 money (for AIG) by way of PayNow is unquestionably the perfect deal should you requested me, palms down.

Okay, so the outcomes of my experiments communicate for itself. Should you’re eager, you’ll be able to duplicate the identical for the opposite merchandise (20 bank cards and 23 insurance coverage insurance policies) within the marketing campaign.

I is perhaps a bit biased as a result of we’ve nearly at all times utilized by way of SingSaver (aside from DBS playing cards since these don’t get any extras) however this Finest Deal Assure positively lends extra assurance that we now have, and can at all times be getting, the Finest Deal on SingSaver.

Will the BEST deal at all times be on SingSaver?

Savvy customers would most likely know by now that monetary establishments don’t at all times go direct to customers, however typically work with intermediaries – corresponding to associates (together with content material creators), brokers, brokers, companions or sponsors. The promotions change sometimes, and whereas folks typically assume that going on to the FI would give them the perfect deal (since there aren’t any middleman charges to be paid), actuality has proven that that is typically not the case.

Alternatively, SingSaver has made it their mission to at all times present the perfect finance offers to their customers, and is now cementing that additional with their Finest Deal Assure marketing campaign to vow Singapore residents that you’ll at all times discover the higher deal on SingSaver.

And should you don’t? Nicely, then SingSaver will make it as much as you by greater than doubling the distinction throughout this era and reward you with the equal money vouchers.

Whereas it is a pilot marketing campaign, it stays to be seen if SingSaver will lengthen this as a extra everlasting characteristic amongst their choices.

When that occurs, we will formally say goodbye to the times of evaluating elsewhere…and simply go to SingSaver for all our wants.

Sponsored Message

SingSaver’s Finest Deal Assure guarantees that prospects can anticipate the very best gives and lowest premiums when making use of for playing cards or insurance coverage insurance policies by way of SingSaver. If a greater deal is discovered elsewhere, SingSaver will reward you with Seize vouchers to make up the distinction. T&Cs apply.

What’s extra, don’t neglect that SingSaver can also be concurrently operating their 101 Milestone Giveaway marketing campaign, with a prize pool of as much as S$200,000 on high of the standard welcome gives and sign-up items! All candidates for eligible merchandise are mechanically entered so there’s no additional motion wanted from you.

Disclaimer: This text is sponsored and written in collaboration with SingSaver. All opinions are that of my very own, together with the alternatives for the experiments.